Causes

Normally a certain number of granules will be loose, especially after application. These granules are called "riders" and are a normal result of the manufacturing process. Granule loss does not affect the service life of the shingles unless granules can be seen missing on the surface of the shingles, thus exposing the asphalt or Fiberglas mat.

Recommendations
On aging shingles, missing granules indicate a need for replacement.